Elias Kellendonk

Private commercial lenders, particularly in the commercial mortgage market, are increasingly becoming the go-to for hard-to-fund commercial projects.

12 per cent of Canadian mortgage holders opt to lock in to terms longer than five years; is the stability worth the added cost?

The purchaser will be paying interest on every dollar of the home’s value, as opposed to nicking off a good chunk, interest free, with a down payment.

Canadian renewable energy trusts are one of the many green investment options available to both Canadian and US investors.

Foreign lenders, outside of large banks and insurance companies, are upping the commercial financing available for non-prime commercial borrowers.

Your credit score is one of the weightier elements used by lenders to determine your eligibility to receive financing and to decide the rate they will charge for your mortgage.

The study, ordered by the Financial Planning Standards Council (FPSC), found that of the 20 per cent, or less, Canadians who actually employ a financial planning strategy, virtually all state that doing so has affected an increased ability to save, and an improved sense of security and lifestyle comfort.

Of over 1,500 Canadians questioned, nearly 25 per cent stated that they did not know what their insurance policy entitled them coverage to.

The online mortgage calculator does all the math for you, and is a great asset in determining your true budget for home buying.

Canadians that believe they can allow others to use their names and credit records to attain mortgages on a property are mistaken. Doing as much can result in jail time and large fines.