Elias Kellendonk

A growing number of Canadians are negotiating lower than advertised rates.

Imagine a mortgage calculator so comprehensive that the least expensive route to home ownership becomes tangible before a commitment is made

CERA’s 101 board representatives voted in overwhelming favour on an agreement that aims to eliminate anti-competitive rules in the home selling arena.

Tax-Free Savings Accounts have been available to Canadians for two years, yet only one third of Canadians have opted to open one for themselves.

What is TD’s strategy to stay afloat in a competitive mortgage market which has seen the Canadian home buyer’s business increasingly shifted towards mortgage brokers?

You portfolio will benefit greatly from a blend of investments that remain liquid and accessible in addition to others that build slowly, locked-in, over the long-term.

With the Canada Mortgage and Housing Corporation’s multi-unit insurance coverage, a commercial investor can attain up to 85 per cent financing toward their commercial purchase.

More than half of the baby boomer generation has paid off less than 50 per cent of their current mortgage.

Construction loans and land development financing is available to fund capital costs. Construction mortgages can provide up to 75 per cent financing.

The capitalization or ‘Cap Rate’ is a valuation used to give commercial buyers a more inclusive estimate of a commercial property’s value as oppose to, say, a gross rent valuation.