Topic: Residential Mortgages

Email transmissions are not protected from hackers, phishers, thieves, and con artists; you should take multiple precautions to keep your identity protected.

Any down payment that totals less than 20 per cent of the property value will require mortgage default insurance, and be considered a high ratio loan.

A mortgage broker will help you ascertain the true amount you can afford to spend on your new home, before you start shopping.

Halloween aside, this October has plenty of reasons to get you spooked, what with a recession, a long and tiring election campaign, and recent world events. Plenty of reasons, but your mortgage need not be one of them. We’re here to help in this frightful time, no matter if you’re buying a home, renewing your …

Lenders basically use two rules to determine the mortgage you are eligible to be funded to receive.

Finding the right home for you comes down to three chief factors: affordability, lifestyle, and your future needs.

Debt consolidation or a Mortgage Refinance can cost effectively remove debt, and can make the financing of your future projects that much easier.

In October and November this year the Government of Canada made changes to mortgage insurance requirements. Mortgage insurance is provided by three companies in Canada. The biggest provider of mortgage insurance is CMHC a crown corporation. This insurance is paid for by the borrower and protects the lender in case of default. It reduces the …