Terms with Tag Banking

  • Turtleford Credit UnionCompany, Saskatchewan, Canada,
      A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
    • Two-Tier Healthcare Definition,
      • A situation where public healthcare is available to all people, but private healthcare can be purchased by those who want it.
    • Ukrainian (St. Catharines) Credit Union (USCCU)Company Est. 1946, St. Catharines, Ontario, Canada,
        See also Ukrainian Credit Union (UCU). A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
      • Ukrainian Credit Union (UCU) Company Est. 1944, Ontario, Canada,
          A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
        • Unaffiliated Investments Definition,
          • Investments in assets made by an insurance company where they have no control over the assets.
        • Unauthorized Electronic Funds Transfer (UEFT)Acronym,
          • Underpayment Penalty Definition,
            • A penalty for not paying enough total estimated tax and withholding. You can avoid underpayment penalties by paying a percentage amount of last year's tax due or of the current year's expected tax due. You may pay the taxes in combined estimated and withholding tax payments.
          • Underwriter Definition,
            • An entity that issues and distributes financial products including equity capital, credit, mortgages, and insurance.
          • Underwriters Association Definition,
            • A group of underwriters in a specific field who join together to maintain professional standards.
          • Underwriting Expenses Definition,
            • The expenses accumulated by an insurance company while underwriting a product.
          • Underwriting Guide Definition,
            • The rules and guidelines an underwriter must follow while writing policies.
          • Underwriting Income Definition,
            • The income earned by an insurer from underwriting in a certain amount of time.
          • Underwriting Risk Definition,
            • The total amount of risk an entity takes on from underwriting something.
          • Unearned Income Definition,
            • Income such as interest, dividends, capital gains or rents, as opposed to earned income, such as wages, tips and salaries.
          • Unemployment Rate Definition,
            • The percentage of the labour force that is not employed but currently seeking work.
          • Unigasco Community Credit UnionCompany, Ontario, Canada,
              A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
            • Union Bay Credit Union (UBCU) Company Est. 1944, British Columbia, Canada,
                A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
              • United Employees Credit Union (UECU) Company Est. 1944, Ontario, Canada,
                  A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
                • United States Commercial Paper (USCP)Acronym, United States,
                  • United Ukrainian Credit Union (UUCU) Company Est. 1943, Ontario, Canada,
                      A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
                    • Unity Credit UnionCompany, Saskatchewan, Canada,
                        A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
                      • Universal Finance Trust Bank (UFTB)Acronym, Canada,
                        • Unsecured Claim Definition,
                          • A claim or debt where the creditor has no guarantee of repayment because collateral is not required from the borrower. Credit is granted solely on an assessment of the debtor's future ability to repay the claim or debt.
                        • Unsecured Debt Definition,
                          • Debt that is not guaranteed by the pledge of any collateral. Most credit cards are unsecured debt, which is a main reason why their interest rate is higher than other forms of lending, such as mortgages, which employ property as collateral.
                        • Unsecured Line of Credit (ULOC)Acronym,
                          • Unsecured Loan Definition,
                            • An advance of money that is not secured by collateral.
                          • Upside-down Definition,
                            • A position that consumers find themselves in when the outstanding balance of a loan is higher than the current fair market value of the property purchased with the loan. See also "Depreciation."
                          • US Bulk Exchange (USBE)Acronym,
                            • Useful Life Definition,
                              • The number of years depreciable business property is expected to be productive and in use.
                            • Usurious Rate Definition,
                              • An interest rate that is unnecessarily high or well above legal rates. For example, sometimes intangible property taxes are applied to income from usurious rates.
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