Terms with Tag Banking
- National Bank Financial Group (NBFG) — Acronym, Canada,
- National Bank Financial Ltd. (NBFL) — Company, Toronto, Ontario, Canada,
- National Bank of Canada (NBC) — Company, Canada-wide, Important, ➥ A Canadian NHA approved mortgage lender that offers all lending types and reverse mortgage home income plans.
- National Bank of Correspondent Network (NBCN) — Acronym, Toronto, Ontario, Canada,
- Native Commercial Credit Corporation (NACCC) — Company, Canada,
- Nechako Valley Credit Union (NVCU) — Company, British Columbia, Canada, ➥ Now Integris Credit Union.
- Negotiable Order of Withdrawal (NOW) — Acronym,
- Nelson & District Credit Union (NDCU) — Company Est. 1950, Nelson, British Columbia, Canada, ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- Nesbitt Burns Entry (NT) — Acronym, ➥ Bank account transaction code.
- Net Interest Income (NII) — Acronym,
- The income a bank receives minus any interest payments incurred during a period.
- Net Interest Margin (NIM) — Acronym,
- Net interest income (the difference between interest income and interest expense) as a percentage of average total assets.
- Net Worth — Definition,
- The total value of all assets, such as house, car, furniture and investments, minus all debts, such as mortgages and credit card bills.
- Netting — Definition,
- The offsetting with a counter-party of financial obligations or payments one is owed with those one is entitled to receive, thus reducing the costs arising out of payment settlements. Netting is also used as a risk management tool to help counter-parties reduce their exposure to credit risk.
- New Brunswick Credit Union Deposit Insurance Corporation (NBCUDIC) — Company, New Brunswick, Canada,
- New Brunswick Teachers' Association Credit Union (NBTACU, NBTA) — Company Est. 1971, Nova Scotia, Canada, ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- New Community Savings & Credit Union — Company, Saskatchewan, Canada, ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- New Glasgow Credit Union — Company, Nova Scotia, Canada, ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- New Ross Credit Union — Company, Nova Scotia, Canada, ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- New Waterford Credit Union — Company, Nova Scotia, Canada, ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- Newfoundland & Labrador Credit Union (NLCU) — Company, Newfoundland and Labrador, Canada, ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- Next Day Settlement (NDS) — Acronym,
- Niche Banks — Definition,
- Smaller banks that cater to particular communities or certain industries. These banks have been thriving in the fallout from mega-bank mergers.
- Niverville Credit Union — Company, Manitoba, Canada, ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- No Credit History — Definition,
- To have no record of an individual's credit worthiness.
- No-documentation Loan — Definition,
- A mortgage in which the applicant provides a minimum of information -- name, address, Social Insurance number (so credit reports can be pulled), and contact information for an employer, if there is one. The underwriter decides on the loan based on the applicant's credit history, the appraised value of the house and size of down payment.
- No-Load Annuity — Definition,
- An annuity that pays the salesperson no commission and has low fees and expenses. A no-load annuity is often sold by an insurer directly.
- Non-Cancellable — Definition,
- A contract or section of a contract that cannot be modified.
- Non-dischargeable Debt — Definition,
- Debt that cannot be eliminated in bankruptcy such as Federal taxes.
- Non-liquid Asset — Definition,
- A possession that can't be transformed readily into cash. Stocks and bonds are liquid assets because they can be sold easily; a house is a non-liquid asset because it takes time to sell.
- Non-owner Occupant — Definition,
- A borrower who purchases a property for investment or rental purposes and will not occupy the property.
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