Tag: budget
Happy Home Hunting Tips for Canadians
By: Elias KellendonkFinding the right home for you comes down to three chief factors: affordability, lifestyle, and your future needs.
Investment Strategies for Young People
By: Elias KellendonkHelping Your Kids Get into Investing Early In this Internet-dominated, economy-fearing age it may be possible that your kids will out-know you in terms of stocks and trading before they finish grade school. American author Katherine R. Bateman suggests in her book, The Young Investor: Projects and Activities for Making Your Money Grow that no …
Building up your Retirement Emergency Fund
By: Elias KellendonkAccording to an Ipsos Reid Retirement Risk survey conducted earlier this year, roughly 72 per cent of Canadians approaching retirement are concerned over how they will maintain a comfortable standard of living through their retirement years. Most Canadians are additionally anxious that their savings will not be sufficient in covering needed health care expenses. Sun …
Financial Dos and Don'ts for Couples
By: Elias KellendonkCommon Mistakes Couples Make when Dealing with Money “I work all night, I work all day, to pay the bills I have to pay,” sings Abba in their famed hit Money, Money, Money – it’s a rich man’s world. For the majority of couples who didn’t find their “wealthy man”, money is a weighty issue, …
Is a Holiday Cottage Within Your Budget?
By: Elias KellendonkWhat you Need to Consider Before Purchasing your Vacation Home There is little more appealing than a second property that provides a getaway from your hectic city life; a place to host family and build memories; and an investment from which rental revenue can be generated during the weeks or months you won’t be using …
Online Course Aids Canadians in ‘Realizing the Dream of Home Ownership’
By: Elias KellendonkThe Home Ownership course is free, and the payoff of the advice it lends could be exponential.
BMO States Pricey Houses are not Sign of Bubble
By: Elias KellendonkHousing values in Canada are merely “overvalued”, not facing a housing bubble on the verge of bursting.
Canadians: Start Making Use of the Tax-Free Savings Account!
By: Elias KellendonkTax-Free Savings Accounts have been available to Canadians for two years, yet only one third of Canadians have opted to open one for themselves.
Capitalization Rates: What they mean to Commercial Purchasers
By: Elias KellendonkThe capitalization or ‘Cap Rate’ is a valuation used to give commercial buyers a more inclusive estimate of a commercial property’s value as oppose to, say, a gross rent valuation.
Is the security afforded by a long-term mortgage worth the added cost?
By: Elias Kellendonk12 per cent of Canadian mortgage holders opt to lock in to terms longer than five years; is the stability worth the added cost?
